Dirt Rider . Net Text Version Home
Pages: 1
Insurance
(Click here to view the original thread with full colors/images)
Posted by: Xis
I was told by the insuracne company that I wouldn't be able to get insurance (for off property, liability i think) on my dirt bike without having a motorcycle lisence, is that true? becuase I woun't be able to get a dirtbike if i don't get insurance.
Posted by: John Cena
Thats the same thing i've been told. I don't think it would be that hard to get your motorcycle licence. 
Posted by: rm_racer
Just tell your parents (or who ever wont let you get the bike with out the insurance) how much it costs. I had the same problem with my mom, becasue I got busted for riding on the road but I luckely didnt get fined. Anyway mom wanted me to get insurance, so I said 'ok what ever, your the one who wants it so you should pay for it, becasue I dont see a need or want it.' We go to here insurance company and get a quote. Her insurance provider stopped insuring off road motorcycles, and a quote from another place was 550+ a year. She said 'never mind, you dont need insurance'. 
Posted by: John Cena
Only problem is its a $5000 fine if you meet a a-hole cop.
Posted by: chalie
No lisence is needed for offroad insurance. I ride a 2001kx250 with no lisence and have had no problems getting insurance. I go through statefarm. i pay 123.00 a year and that includes theft and fire. Just call around c ause those people u talked to don't know what they are talking about. When your offroad, the normal road rules do not apply so it is not nessisary.
Posted by: John Cena
$123 a year/10.25 a month, wow thats nice and cheap 
Do you have auto insurance with them to?
Posted by: chalie
Yea it was actually a must to get car insurance in order to get offroad ins. However they gave me a WAY better deal then i was already getting on my car. Besides, the best offroad quote i got before that was 500.00 a year.
The agent i went through is Rachael at 416 292-7588 from State Farm insurance. My liability is 69.55 a year and fire and theft is 55.00 a year. Nothing to lose calling. 
Posted by: wiggers
i checked statefarm and they said you have to insure your car with them inorder to get off-road insurance and my parents wont insure with them. is there any other insurance companies besides statefarm that you dont have to have a motorcycle license but aslo one that you dont have to insure your car there as well?
Posted by: ellandoh
try progressives website
Posted by: Detonator
Jevco is a Canada-wide insurance company that specializes in motorcycles and non-automobile machines. My insurance cost less than $200 a year (theft, vandalism, fire, public liability), and covered my YZ when it got stolen. I actually got more than I paid for the bike, because Jevco's insurance will cover aftermarket accessories if they're documented (pictures and receipts).
I highly recommend you take a few good photos of your bike all cleaned up with all onboard goodies shown in the photo...just as if you were trying to sell it. Then rustle up all hard-parts receipts and put them in a file. They covered my suspension revalve, Steahly flywheel, guards and protectors, renthal bars, and even a twin-air filter. It's all about being able to prove this stuff, so if you get lazy and don't document it, you can kiss a bunch of money good-bye. www.jevco.ca is the address, I think.
Posted by: wiggers
hey if you use jevco and you have liability insurance, do you have to have a M class license or have auto insurance with them?
Posted by: highflyernick
wiggers? Is this the people I know that live in Delmer? This is Nick BTW...
Posted by: wiggers
yea nick. its Amanda
Posted by: fourwheeler freak
hey detonator. so if you use jevco do you have auto insurance with them or do you have to have a M class license?
Text Version Home
vBulletin Copyright ©2000 - 2009,
Jelsoft Enterprises Limited.
vB Easy Archive Final ©2000 - 2009
- Created by Stefan "Xenon" Kaeser
