Recently I was asked to put some money in the "pot" to aid a vet rider who seriously injured themself while practicing at a local track. The gentleman has a stay at home wife and one child, yet no medical insurance. I cant tell you how many other similar situations come to the public attention. At what point and time does one do an assessment of their position as the lone bread winner and declare that maybe it would prudent to forestall their need in satisfying their "competitive urges" in order to prevent their family from being faced with such an economic calamity. Hey, I understand that one can be injured do most anything; simple house repairs, taking a bath, etc. But I think common sense has to enter into the equation too before venturing forth and participating in a potentially risky "hobby" without any type of back up plan in the event of a disabling injury. I make note of this all too common situation in the hopes that it will instill some reflection by fthose aced with a similar life style situation wherein their doesn't exist some type of a "safety net." The adage that we are responsible for our chosen actions and thus we must accept the price brought to bare by any unfortunate circumstances that may arise isn't applicable here. People, get medical insurance, have some money saved up for emergencies, know your riding limits! Whew, do I feel better now