Welcome to the site natha :cool:
Like Gomer said, your English is just fine. ;) Better than many of the kids here in America.
Regarding your age, you might enjoy reading the thread entitled
Older Riders. It is all about us "older" riders. My kids are older than you and my daughter is just now beginning to ride bikes. She needs to learn quickly as it will not be long before she is chasing my grandson around on his 50. Taking a skills class is a very good way to get a good strong base of knowledge to work with quickly.
I assume you have found the
Women's Forum, but if not please check it out. We are blessed with a very fine group of dedicated women that are always willing to help out.
Regarding how to subscribe without using a credit card, for that question I am going to have to defer to the Okiewan.
Again, welcome to the site, and shout if you have any questions!