recently i sufferd two broken ribs and a puntured lung as a result of a dirt bike wreck. dummy me had no health insurance and am now stuck with a large medical bill. i plan on returning to racing as soon as i'm heathly enough. my problem is finding health insurance that will cover motocross related injuries. i found one such organazation "tonik" but the do not cover my state (arkansas) i need some help finding such a company. and this may be an eye opener to some of u folks but many insurnace companys wont pay for motocycle or other extreme sports injuries. so please check with ur company and find out before ur stuck with a 30,000 bill like me.....