Hey Aim,
I feel your pain as well when it comes to health care. Just start doing what I do, that is, lie your butt off! I dislocated my shoulder this season, and told everyone (MD's, therapists, work) that I was loading my bike on the trailer and it fell on me. Stupid story, but everyone laughed at my stupidity instead of lecturing me about racing the bike. I'd rather look like a dope then get "the lecture".
My therapist was cool though. I even brought my bike to therapy so he could see it (he wanted to check it out, I think he's thinking about getting one!).
Hopefull yin the future you won't have to deal with people like this, but if you do, just lie! :D
J&K