Motometal,
I've never heard of that one before. I shopped around, made my out the door price deal over the phone. Never even mentioned how I was going to pay. When I put the whole thing on CC (which is something I've never done before on such a large purchase), the dealer just said ok, no problem. He even said a lot of folks are using this method of payment with all the zero percent for so many months offers on new credit cards available. (some charge a 45 dollar initial fee for a balance transfer, but spread out over a few months at 0%, it's still a great deal). When the time is up I just switch to a new card. Now I've gotten picky and haven't even paid a transfer fee for the last 2 cards. Of course I'm pounding away at the payments (the best I can) and the bike will soon be paid off. I got it for practically zero % interest and the dealer was happy and still offfered me accessory incentives. In my case I don't think he cared how I paid, and I got the best price for my area, (appx 50 miles away).
I few years ago I was working a second job at a mobil station where they charged customers 5 cents a gallon extra if they used a credit card. I always told them before I processed the Card. I don't think I've ever seen so many people get P***ed off as when they were told that. The station has since stopped that practice. (probably building it right into the per gallon price, they are the first stop off I-81 and therefore a natural rippoff anyway).
You really got my curiosity on this one. I have a feeling some dealers might pay a percentage, and some may not. It may also sometimes be a case of the familiar bogus setup and freight charges. I sincerely doubt all dealers take a hit on credit cards though.
Respectfully,
Joe Chief