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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Do You Know Your Credit Score?
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[QUOTE="stevensj2, post: 1084059, member: 71199"] Keep in mind that part of the algorithm(s) used to calculate your score does include the number of times your score has been accessed (ex: any previous attempts to get a loan in the recent past, etc). Checking your credit score just to check it can actually hurt it, as it adds one more time that your score has been accessed. Your bank/credit union and the orginization they use (trans union, experion, etc) are required to give that info to you if you requested. So ask for it [B]only[/B] when closing a loan or something like that. It's generally not advisable to do random, spontaineous checks on your score simply to know what it is. Additionally, many places try to charge you or get you to subscribe to something in order to receive your score (freecreditreport website, for example). Don't pay a dime or sign up for a thing. It is required by law to be free information once every 6 months. But again - don't just go looking it up out of curiousity. Ask about it while opening/closing a loan while it is already being accessed. [/QUOTE]
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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Do You Know Your Credit Score?
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