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Message: [QUOTE="MXFastGuy, post: 410101, member: 24476"] Not sure what the flame is, but I'll chime in: I use Microsoft Money religiously. Use very little cash. I use credit card for everything (pay balance each month, of course) and wife uses checks for everything. This makes tracking expenses easier and provides another "paper trail" for purchases. Cash works for some (i.e. envelopes and dicipline), but for us this works well. I've got 4 years of data in Money, can track everything from dining-out and grocery expenses to 401(k) performance and FICA taxes paid. Also prints nice statements of net worth, income statements, etc. [/QUOTE]