bonezsz90 said:
will i have to pay money when i go to pick up the bike
Be very careful, this kind of credit can be a trap. As others have said, you are unlikely to get the really good interest rates. Phrases like "As low as" usually mean that you won't qualify. You won't know what the rates will be until you have sat down with the salesman and started working a deal. At this point they have you emotionally committed to the purchase and with a little pressure they can get you to agree to something that you might not during a more sane moment.
The three months with no payments is even more of a trap. You want to ride, which means that you will be buying other stuff to enable your riding. When you have to make the choice of "Do I ride this weekend, or save my cash so I can pay off the loan?", which way do you think you will go?
They know this. They don't want you to pay off the loan. The bank makes their money by loaning it out, and they don't make any money if you pay it off right away. If you fall into the trap you may end up paying for this bike for the next 3-1/2 years. If you decide later that you can't afford it you may find that you still owe more on the loan than you can sell the bike for.
Like oldguy said, you shouldn't buy toys on credit. It may get you this toy sooner but when you end up paying the interest it will keep you from enjoying your new toy as often as you would like and/or keep you from buying the next toy.
Find a used bike that you can pay cash for. You will probably enjoy it just as much and it will save you a lot of cash.
Rod