I think your in the wrong forum. However, I think spending $3000 on a first bike is fine as long as you know you are going to spend some time riding and won't just give it up after a couple of months. A 4 stroke is going to cost you considerably more money than a comperable 2 stroke. True, there is more low end grunt (translated to smoother roll-on power), but riding a 125 2 stroke isn't very hard. If you want a 2 stroke, don't let someone else talk you out of it. Buy what you want, not what someone else wants you to buy.