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Message: [QUOTE="Shaw520, post: 1268896, member: 18459"] Everyone here have offered some very good suggestions, and most are solid, conventional investments idea's...... but allow me to be the devils :p advocate for a moment; Funds placed in liquid accounts can be attached, for example, auto liabilty coverage 50,000- 250,000 can easily be chewed up in an accident,.. when thats depleted they will come after your 40k (real estate as well).... and thats just ONE example of how liquid funds/investment property can be risky. An investment in a corporated LLC business will seperate your personal risks from your invested dollars. Not to be negative,.. but with our ever growing 'sue happy' world,.... one must consider all possibilties. (NY lawyers are the worst!!!) [/QUOTE]