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Message: [QUOTE="mox69, post: 1270040, member: 76391"] If you are going back to school , fill out a FAFSA!!! [url]http://www.fafsa.ed.gov[/url] So many kids forget to fill these out and the government gives out a lot of free cash, take advantage of it. I would recommend you spend a lot of time researching mutual funds, investments, student loans, grants, etc. before you do anything. Also, $40k should easily get you through two full years (4 semesters) of school fairly comfortably. I have lived very nicely the past 2 years as a full time student on about 35k a year (loans + grants + job). About 8-10k of that going to tuition. Freshman and sophmore year I did it for 25k probably. Please don't be like the moron in my high school who got a settlement check on his 18th birthday and buy a new truck + spend 5k on rims and tires! [/QUOTE]