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[QUOTE="Patman, post: 1394896, member: 16962"] Relacement value policies are available. Depreciation is real, don't think so check the price of your vehicle when it was new against today. Even if you bought it yesterday from the dealer the vehicle is worh less. Ever consider self insurance? Get the barest minimum of coverage from the cheapest place you can find and then assume the liability of the rest of your coverage yourself. [/QUOTE]
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