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Message: [QUOTE="Papakeith, post: 555004, member: 19688"] I agree, drop them. Just Friday I got two Visas in the mail, not applications, visas. One with zero interest until april of next year, one with zero interest until june of next year. That's on balance transfers. I think the rate was somewhere in the 10's for new purchases. That's not even counting the dozens of other pre-approved applications I recieve every month. There are too many CC companies out there for you to live with that rate. [/QUOTE]