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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Loan question
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[QUOTE="mox69, post: 1272998, member: 76391"] Refinancing wont exactly go against your credit score. If you do it a lot it probably will. Banks might even have rules on how often they will re-finance you. If your parents are willing, ask them to "co-sign" on a car loan for you. I just took a loan out on a used vehicle for 4.75%. So I know for a fact you can get better than %15. As a serviceman I know for a fact you can join a credit union. Become a member. They will give you loans at better rates, with no fees and no penalties for early repayment. Stay as far away from US Bank, Wells Fargo, etc. , go local. Short term there isn't much you can do to increase your score. I would take out 1 or 2 credit cards, use them monthly, and pay them off! If you end up living somewhere, get some utility bills in your name. [/QUOTE]
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Forums
MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Loan question
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