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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Monthly Payments on bike ( from Dealer few Questions??)
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[QUOTE="adam728, post: 1153147, member: 55463"] I agree with NOT PAYING JUST THE MINIMUM! I've worked at a few shops and have seen how monthly payments can be good or horrible. If you can only make the minimum payment on one of the manufacturer cards, don't bother getting the bike. I've seen people do that and come in 2 years later trying to trade in for a new bike and they find out they've only been paying the interest rate that whole time and still owe $6K on a bike that's worth $3500. A straight rate loan from a bank can be a good thing, your min payment will get it paid off in a set number of years. Those "2.9% financing and $19/month" deals will have you paying for life if you only do the minimum. I got my KDX with 3.9% financing, but I paid every cent I could and got it paid off in 10 months. The fine print on those "really good" deals usually states that the interest goes through the roof after 2-3 years or if you miss one payment. If I remember correctly mine would have jumped to 24% if I was late on a payment! [/QUOTE]
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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Monthly Payments on bike ( from Dealer few Questions??)
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