It depends on the bike. What is the payout for a 97 YZ125 compared to a 2009 YZ250? That's only food for thought. Check the current cash value of your steed before you decide. If it's vintage you may never get what you put in (I know) unless you have it assesed by the insurance company first. And, the are clauses about racing, etc... Read the fine print. Most people only get comprehensive for "dirtbikes" in case of theft. My 2 cents...
It depends on the bike. What is the payout for a 97 YZ125 compared to a 2009 YZ250? That's only food for thought. Check the current cash value of your steed before you decide. If it's vintage you may never get what you put in (I know) unless you have it assesed by the insurance company first. And, the are clauses about racing, etc... Read the fine print. Most people only get comprehensive for "dirtbikes" in case of theft. My 2 cents...
'03 RM250 full coverage... $75
'98 RM125 liability only... $45
We have plates on our bikes because our trail system is often linked up with US Forestry roads and blacktop. Our state requires liability ins to liscense.