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Message: [QUOTE="dirt bike dave, post: 827071, member: 18302"] It's going to differ from state to state. I recently got a ticket and considered paying it directly rather than going to court and traffic school. I contacted my insurance company and they said they absolutely would raise my rates (my record is good) if I did not opt for traffic school. Went to court (cattle call), the judge reduced the fine and gave me traffic school (on line, but in my community you have to show up at an officially reconginzed place to present ID and take the 'final exam'.) Court and T. School was a hassle, but it probably saved me about $150 in fines and an unknown $ increase in insurance. [/QUOTE]