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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Yikes!!!
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[QUOTE="E-Ticket, post: 238165, member: 20985"] Hey Girl-Rider, Congrats on the nice scoot! Hondas are way-cool.... and yes, I am biased. On the insurance, stand your ground and don't be afraid to be "politely" insistive on getting another quote. When The Ant (aka Susan, my wife) moved up from a Yamaha Seca II to a '98 Kawasaki Ninja ZX-6E, she was told it was going to be ~ $1600 a year! And most insurers wouldn't even talk to her. Shoot, Dairlyand Insurance quoted her $3000 a year! On a $6000 bike! Insane, indeed.... This is how it works: 1) agent sees the words "Ninja," "600cc sportbike," "sportbike," or any bike that has an "R" in it's designation 2) agent consults book (or doesnt'....) and says: a) "that's a sportbike.... we don't cover them" b) "that's a sportbike.... we'll cover it for a bazillion dollars" Susan had only 1 ticket her entire life (on a motorcycle no less...grin), no accidents, and had been with the same Farmer's Insurance agent FOREVER. She stood her ground, continued to stress the discrimination factor of being lumped in together with 18-26 yr old males w/ testosterone poisoning even though she was female, 47 yrs old, with a long-term spotless record, and a motorcycle safety class under her belt. Also the fact the it was the ZX-6E model.. not the ZX6-R "racer-replica" model. After much persistent haggling (all done politely!) - her agent went to bat for her, and was eventually able to write it as a standard bike. She nows pays ~ $320 a year. So it is possible! Just need to get the right agent on the right day! By the way, Susan's 5'2" and can put both feet comfortably on the ground. The ZX-6E is a great sportbike for vertically-challenged people. Cheers! - E-Ticket [/QUOTE]
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MX, SX & Off-Road Discussions
General Moto | Off-Topic Posts
Yikes!!!
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