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I did a dumb thing
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[QUOTE="fatherandson, post: 581874, member: 21675"] I agree with Gary B. The homeonwers policy probably would not cover this situation. Unisured motorist is a possibility. However, I think the auto insurance would pick up the coverage (I think if the cars are legally parked that the Property Protection Insurance porvides the coverage), but the company is going to ask who was responsible. Once they pay the claim, they do have the right to "subrogate" against (or sue) the responsible party. The insurance company may investiage and realize that collecting from a college student is not feasible. They may not pursue subrogation, but they do have that option. Sorry I just spent two days in an insurance seminar. :( [/QUOTE]
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