All of your symptoms point to the clutch. Make sure your cable is adjusted properly. If so, when did you last replace the clutch plates? The tranny oil should be replaced, at a minimum, yearly. If you swap out clutch plates, this will necessitate replacing the oil (it tends to drain out when you open the clutch cover :confused: ). Do you find it difficult to find neutral while the bike is running? If you're going to disassemble the clutch cover, examine the actuator assembly to make sure nothing is broken, missing, etc.