re: stem pressed in
It is...through the bottom clamp. Saying, 'The stem is pressed in,' is a correct statement.
Again, I commend your attitude, obviously a 'Can do!' point of view. Everyone is ignorant about most everything. The person that's ahead of the game is one that realizes he doesn't know it all and is willing even anxious to learn something.
When it comes time to put your steering stem back in (new bearings and all), if you aren't familiar with a tapered roller bearing install (they're all somewhat similar), search this site for some how-to. Proper installation is critical for proper operation and bearing longevity.
Cheers!