HUSK,
Sag is how far the rear suspension compresses when you sit on the bike. It can be measured from the rear seat mount bolt to the rear axle.
To take the measurement, first unload the rear susp., let the bike settle slowly, then take a measurement. Next, either sit on the bike (in full riding gear) or stand on the pegs, and have someone else measure between the same points as before.
The difference, or sag, should be between 90 and 100mm to the best of my knowledge. This probably differs from bike to bike. Your owners manual should tell.
To increase the sag, simply decrease the tension on the rear spring by loosening, or raising, the nuts(or whatever they're called) on top of the spring. This can be done with a spanner wrench or, as I did mine today, with a large round punch and a hammer(careful). To decrease the sag, just tighten the nuts to compress the spring.
Obtaining the proper sag adjusts the rear spring tension specifically to your weight.
I'm no expert here so, if any of this is wrong, someone please correct me.
Hope this helps.
Alyn.