Yikes!!!

G

Girlrider

Member
Sep 1, 2000
313
0
This is kind of crazy but we just bought a 2001 Honda CBR929RR with 936 miles on it. I won't disclose the price but we would have been NUTS not to buy it. I won't be able to ride it for a few more months due to snow but then I will give it a try. The crazy thing is I just got a quote on insurance and is $1,092 a year from Progressive and $2,300.00 from Shield of shelter. And I have 4 motorcycles and 3 trucks insured there already with no accidents or tickets ever!!! Suicide Bike
 

LoriKTM

Super Power AssClown
Oct 4, 1999
2,218
6
New Mexico
:think
Hmm. Maybe the insurance costs were why the other person was selling it!

Nice looking scoot, though!
 
C

CJ Rider

~SPONSOR~
Apr 3, 2000
699
0
Yup; any bike designated as "race-ready" is gonna cost that much to be insured. On another note... 'Can't wait for a nice day for a street ride now that ya got yer new ride! SWEET!

I also would like to add that leather has saved the skin of many of my friends who also ride "race-ready" bikes. Leather is many times better than any fabric. Leather is good. Full leather is very good. Two-piece leather that zips is also very good.

And you probably already know this, but for whomever else in interested in street riding... Keith Code wrote the best ever technique book for street/track riding called "A Twist of the Wrist II." It's key and a must read for street survival.
 
Last edited:

firecracker22

Sponsoring Member
Oct 23, 2000
3,213
0
Sweet!!! I want a street bike soooo bad. Right now I'm torn between a street bike and a snowmobile as my next toy. That is an awesome looking bike though.
 
E

E-Ticket

~SPONSOR~
Dec 16, 2000
735
0
Hey Girl-Rider,

Congrats on the nice scoot! Hondas are way-cool.... and yes, I am biased.

On the insurance, stand your ground and don't be afraid to be "politely" insistive on getting another quote.

When The Ant (aka Susan, my wife) moved up from a Yamaha Seca II to a '98 Kawasaki Ninja ZX-6E, she was told it was going to be ~ $1600 a year! And most insurers wouldn't even talk to her. Shoot, Dairlyand Insurance quoted her $3000 a year! On a $6000 bike! Insane, indeed....

This is how it works:

1) agent sees the words "Ninja," "600cc sportbike," "sportbike," or any bike that has an "R" in it's designation
2) agent consults book (or doesnt'....) and says:
a) "that's a sportbike.... we don't cover them"
b) "that's a sportbike.... we'll cover it for a bazillion dollars"

Susan had only 1 ticket her entire life (on a motorcycle no less...grin), no accidents, and had been with the same Farmer's Insurance agent FOREVER.

She stood her ground, continued to stress the discrimination factor of being lumped in together with 18-26 yr old males w/ testosterone poisoning even though she was female, 47 yrs old, with a long-term spotless record, and a motorcycle safety class under her belt. Also the fact the it was the ZX-6E model.. not the ZX6-R "racer-replica" model.

After much persistent haggling (all done politely!) - her agent went to bat for her, and was eventually able to write it as a standard bike. She nows pays ~ $320 a year.

So it is possible! Just need to get the right agent on the right day!

By the way, Susan's 5'2" and can put both feet comfortably on the ground. The ZX-6E is a great sportbike for vertically-challenged people.

Cheers! - E-Ticket
 
G

Girlrider

Member
Sep 1, 2000
313
0
Thanks! I actually called State Farm where we have our Homeowners insurance and they said $350.00. I was about to sell it when I got the first quote considering I only paid $5,000.00. (Okay so I just disclosed what I said I would not earlier.) And we got a Shoei helment, first gear jacket, gloves, cover and tank tie-down.

I am actually tall and can touch flat footed without shoes even. (It is in the basement right now and until the snow melts I can only sit on it.) Can't wait to take it for a spin through the Colorado Mountains.:eek:
 
E

E-Ticket

~SPONSOR~
Dec 16, 2000
735
0
Cool!

Don't know your streetbike experience level - but would like to share/stress my "stay-alive" rules:

Rule #1: Make the corner.
Rule #2: See Rule #1.

Ride, look and plan ahead as if:
a) you're invisible to 50% of the drivers out there
b) to the 50% that can see you - the're pissed at bikers for some reason and would just as soon hit you or run you off the road.

Before long you'll get pretty good at predicting dumb/stupid/malicious behaviour and avoiding those situations --- or at least be ready for them!

And motorcycle riding is just like skiing or sex:
a) you gotta' believe you're really good at it
b) and practice, practice, practice......

Ride on! - E-Ticket
 
M

Milquetoast

Uhhh...
Oct 30, 2001
912
0
 

MikeT

~SPONSOR~
Jan 17, 2001
4,095
11
Watch out for the sand on the roads that your friendly DOT truck throws everywhere because of the snow! Hit a patch of that and you will hit the ground before you know it! :eek:
 
L

Leapin Lisa

LIFETIME SPONSOR
Mar 30, 2001
83
0
Before I bought my Ducati Monster 900, my husband, Dave, suggested to me that I'd better call our insurance agent and make sure the bike was insured through them. I did, and they reassured me that I was covered and even gave me a quote. So I went ahead and bought the bike.

Dave and I rode the bike home (About 500 miles). When I got the VIN number and called it in, the insurance lady asked me if it was correct. I said, yes, it was correct. Well, she said, could you look at the bike and get the number off of the bike, because the number wasn't going through on her computer. Okay. Come to find out, they wouldn't insure it because it was a "racing bike." I was so upset with that Insurance company, I can't even put it into words. She did help me find a local agent that would insure me.

And at that time, I had been riding a BMW street bike for three years, had gone through the ABATE MSF safety course and decided I wanted something a little more sporty. The company that I did find to insure me did take that into consideration and gave me a whopping 10% off the yearly amount, but it was still a sky-high amount. Since that time, my Monster's insurance has gone way down because of the new and improved, faster street bikes that have been coming out, kinda like your Honda.
 
C

CNM

Sponsoring Member
Dec 28, 1999
359
0
Nice bike Nicole! I did read where alot of insurance companies are just refusing to write policies for anything considered a "sport bike". It just doesn't seem right to me.

I had the same problem when I was trying to get insurance on my Mustang. I had a 95 Mustang GT and started shopping around for insurance after my now ex. and I got married. My insurance company refused to write him no matter what the vehicle and his wouldn't write one for that car. They had no problem writing me but you can't exclude your spouse. Anyway, to make a long story short, Alfa and State Farm and a few others wouldn't even give me a quote. As soon as I told them what the car was, they flat refused even though my driving record was spotless! I had to go with a no name company just to keep coverage. I don't see what their problem, I can wreck a family car just as easily as a sports car.

sniff, sniff, sniff......I really loved that car. I still miss it even today. I sold it nearly 4 years ago.:(
 
L

Leapin Lisa

LIFETIME SPONSOR
Mar 30, 2001
83
0
CJ Rider: I'm behind in technology and don't have the capability to post a photo of my Duc. :( Perhaps this spring I can get a friend of mine to take a photo of me and my bike to post.

It's a 1997 model with high carbon fiber pipes on it, which is the only modification I have done to it. The color is black ( just like yours!) and I have around 20,000 miles on it. Pretty good for living in the North Country and can normally only ride for 8 or 9 months out of the year.

Do you have something unique for your license plate? I'm still thinking of something. MONSTR is already taken, as well as every other letter combination of it that I can think of. I'm thinking I'd like to put FOGGY on it.
 
N

needsprayer

Member
Oct 24, 2001
106
0
(It is in the basement right now and until the snow melts I can only sit on it.)

Girlrider,

You could practice doing burnout donuts in the basement. :D
 
C

CJ Rider

~SPONSOR~
Apr 3, 2000
699
0
Hey Leapin Lisa- I just have your standard lame license plate. I was thinking about "CJ" so folks would know it's me, but then one of the guys made stickers for our helmets with our forum names. That has actually made it nice for when we ride in big groups. What's the story behind FOGGY?
 
L

Leapin Lisa

LIFETIME SPONSOR
Mar 30, 2001
83
0
CJ: I'm a world superbike fan. Carl Fogerty is from Britian and has won the title four times on a Ducati. I have a Ducati leather jacket that has FOGGY written on the back. It's my favorite, and I refuse to wear it while riding because I want to keep it nice and don't want to get it all bugged up. Foggy is retired now, so I'm rooting for Ben Bostrom and Troy Bayliss.
 
I

Italprincess

Member
Jan 8, 2002
15
0
Sorry Im a little late on this topic but you could try Rider insurance, They have to main offices, one in New Jersey and one in Cali. So they should have a local office somewhere by you. They are just bike insurance (From what I have heard) They also give discounts if you take thier riding course, last time I checked, when I was back in New Jersey a local community college had it it was 3 days, a few hours each time, and its under $200. They do the saftey course and for all new riders they help you get your license and provide all the bikes. after all this you get like 15% off your insurance or something.
Another thing to try, is if you have AAA and you are a member for at least a year they have WAY cheap Insurance, My 2000 Xtreme is like $1000 a year for insurance. State Farm, Liberty Mutual and all the others wanted more, My mom did all the pricein for my truck and her Camaro.. they wanted almost $5000 for a 97 Camaro SS for my 40something mother!!!! she settled on $1300 from AAA. They are deff worth checking out for insurance on anyvehicle. I know of people who have them as thier ins co and have gotten into accidents and people who have gottin into accidents with people withAAA insurance and they pay thier claims relatively quickly (wish I could say the same about liberty mutal... over four years later and still waiting for the $$) check out the websites. Hope it helps and this message gets to you in time.
-Heather
 
S

SarahL99

Member
Dec 18, 2001
42
0
I'm not so sure about Progressive anymore. I have had dirtbikes insured through them since 98. Back in October, I purchased two new snowmobiles and Progressive quoted me $2400.00 annually! Sleds are way safer than a dirtbike, especially a streetbike! I went with someone else who insured the sleds for $700.00 anually. I dont know why carriers are so differant from one another.
 
G

Girlrider

Member
Sep 1, 2000
313
0
Here is what I have found. State Farm is the cheapest for $350.00 per year. Our snowmobiles are with Shield of Shelter for $75.00 per year full coverage. I have to have at least one vehicle with state Farm and one with Shelter.
 
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