The topic of insurance hit home. Health insurance is cheap. Unless you have some sort of pre-existing condition that prevents you from qualifying, you should have it. Here in CA, where it can be really expensive, a single guy under 30 can get an inexpensive policy for about $40/month, that won't exclude motorcycle related injuries. A 30 y/o w/ family can get the same policy for $190/month. This isn't cheapo stuff, either. And the more people that are insured, the lower the insurance will cost. My point is: it's one of the first things you should figure into your monthly budget, along with life insurance. You've all seen those commercials on tv or heard them on the radio- A 40 y/o male can get $250k of life insurance for $25 a month or something like that. No bread winner should be without it. Next up is disability income protection. What happens when you end up in the hospital like Wayne? Who's gonna pay the bills?
OK, off the box now. :) BTW- card sent.