I have to agree with you on one of your statements. Insurance companies take advantage of a situation inorder to raise the rates. One ticket doesn't mean you're a bad driver. Maybe a pattern of bad driving should make them think, and you also, but to penalize you for one mistake isn't just. In the case of an accident for instance, here in lovely CA, if you are involved in an accident, and it's not your fault (rearended for example), it still appears on your record but states party not at fault. I feel it shouldn't appear at all if it isn't your fault. Just because your were unlucky and hit by someone with their head up their booty, doesn't make it right for them to put it against ME.
Now the statement about them just being revenue creating items, well, that would differ from city to city and officer to officer. Of course they are all human, like all engineers, they make mistakes, cut corners and sometimes have bad attitudes about the job and who they work for. Not all cites are right or just, but the message you seem to be sending is that we should just run around with no laws. Some laws are bad, and old but most of the sites issued for driving offenses are aimed at safety. Lane changes, speeding, tailgating, running red lights and stop signs for instance, serve the purpose of safety not revenue. Parking cites ARE revenue collecting.
The system has it's flaws also because it was designed by humas, the key word is human. Do you think officers enjoy going to court to testify on a ticket that the guy/gal deserved. No, like I said before, if you do something wrong, admit it and take your licks. If people were more responsible for their actions, things would be a lot better off.
Case and point: A parent sues the city because the water sprinklers make the road wet. Child crashes on that road because he lost control of a vehicle he has never driven before while being overloaded with passengers and driving over the speed limit. Are we trying to cloud the isssue or divert the blame here?
To "overload" the system, in your mind, would solve the problem and make the original problem go away, right? I don't think so. Wasting the time of the courts that are already overloaded by stupid and ridiculous lawsuits is ignorant in itself. The question is, did you do it in the first place? If the answer is yes then don't waste the time of the court and everyone else that has to hear you cry about running a red light. If you feel the ticket was unjust for other reasons (maybe the officer really couldn't see the violation clearly, or your speedometer read what the speed limit is and you think the radar gun was off) then more power to you, fight it all the way, it's your right.
You're an engineer and I assume a smart guy. You know what you do is right, borderline and what is obviously wrong. Use your best judgment, like officers do, and make the right decision as to the path you will take. Please don't take this personal, I am just responding to what you have stated.
Elk